For another year running Meriden Pawn is pleased to announce that we have been awarded “best pawn shop” in the Record-Journal Reader’s Choice Awards 2020. Voting took place earlier in the year and the results were announced in a special publication by the Record Journal. The annual awards poll celebrates local businesses and services in towns across Connecticut. All the staff at Meriden Pawn would like to thank our loyal customers for casting their votes and helping to make us number 1 for another year. We’d also like to take this opportunity to thank the many customers who also take the time to leave kind reviews and ratings for our pawn and check cashing shop on Google. We always appreciate reading your comments and feedback.
Meriden Pawn Now Available on Mobile Pawn App
It’s now easier than ever to manage your pawn loans and layaways with the Meriden Pawn “Mobile Pawn” app, available on IOS and Android devices*. Make payments, request extensions and more, all conveniently within the app, any time of day, even when the shop is closed. No need to visit the store or call! You can also chat with us direct from within the app. What can you do in the app? Loan reminders Track pawn loans Ask questions Manage layaways & make payments Request loan extensions Easily see payment due dates and payment histories Recieve special offers and more Get Mobile Pawn on App Store Get Mobile Pawn on Google Play Store * Using the app requires an activation code, provided by staff at Meriden Pawn. For information about managing your pawns using the app, ask in-store or call: (203) 237-0899
Best Pawn Shop for Tools in Connecticut?
Are you looking for a pawn shop that buys and sells used work tools and power tools in Connecticut? Meriden Pawn regularly has a large selection of DIY and work tools in store and specializes in buying high-grade contractor tools. If you are looking to buy quality second-hand tools from a pawnshop then you can have confidence in trusted brands and tools that are known to last. Pick up or sell drills, circular saws, wrenches, glue guns, nailers, sanders and much more. Trusted brands include: Bostitch, Blackhawk, Ryobi, Milwaukee, Craftsman and more. Meriden Pawn Also Sells New Tools! Sometimes we have stocks of new DIY and work tools such as this new Milwaukee 2462-20 M12 12V 12 Volt 1/4″ Hex Impact Driver: Did you know that Meriden Pawn is one of the highest-rated pawnshops in Connecticut according to Google ratings? If you’re looking for a trusted place to buy or sell tools, look no further than Meriden Pawn Shop.
It’s Official! The Best Pawn Shop in CT
Looking for the best pawn shop to sell tools, jewelry, gold and other unwanted items. Or perhaps you’re looking for a trusted shop to buy quality second-hand goods? Finding a pawnshop you can trust isn’t always easy. But now the results are in, and according to average Google ratings, the best pawn shop in Connecticut is Meriden Pawn. As of 10/22/2020 Meriden Pawn has 143 customer reviews with an average of 4.6 stars. Don’t go by what the company says; trust in the reviews of real customers in the Merdein CT area. These customers agree that Meriden Pawn offers great value, makes customers feel comfortable and respected and offers a great variety of products. Other words that customers use to describe Meriden Pawn include: “Very fair with loan pricing.” “The owner has been there 26 years and is trustworthy.” “They give you fair prices for pawn and sell.” “The owner and employees are very polite and friendly.” “They have a unique inventory. It keeps me looking for hours.” Here’s what our many satisfied past customers have had to say: [brb_collection id=”2706″] Meriden Pawn Shop has been steadily receiving reviews from customers since 2013. Search Google and you won’t find a Connecticut pawnshop with as many loyal and satisfied customer reviews, all from real-genuine people, collected naturally over many years serving the Meriden, CT community. Meriden Pawn has been in business since 1995 and has built a proud reputation in this time. Did you know that Meriden Pawn was also voted first place in the Record Journal Reader’s Choice Awards.
How to Cash a Check Without a Bank Account?
Around 14.1 million American adults are without a bank account. If you are one of them, you may be wondering how to cash a check. The good news is that you can cash a check without a bank account. However, you may have to pay a fee and possibly do some extra legwork. Where to cash a check without a bank account? At the check issuing bank You can check the name of the issuing bank on the check and visit that branch. They may cash the check for you. Normally, banks are not required to cash checks for non-customers, but some banks may cash the check if it is issued by an existing account holder. It is necessary that there is enough money in the account the check is written against and the payee must show a valid proof of identity such as a passport or driver’s license. There may be fees involved. There is also a limit on the check amount you may be able to cash. Load a prepaid debit card Another option to consider is using your prepaid debit cards. Prepaid debit cards work similar to checking account debit cards. You can withdraw only as much cash as you have loaded into your prepaid card. Depending on the card you have, you may be able to directly load the check on to your account via an app, or you may have to deposit your check at an ATM. Visit a retailer Many retailers such as Walmart, Kmart and several other grocery chains offer check cashing services. In fact, most retail giants offer check cashing services. Cashing a check at a retailer will cost you money. The fee varies considerably across retailers, so you must shop around. Check-Cashing Shop While a check cashing shop is the most convenient way to cash your checks, many people are wary of using their services because they think that they might charge high fees, like pay-day loan shops. In most states however check-cashing shops must be licensed, and can only charge a maximum percentage fee of the check amount, often something like 1, 2 or 5% of the total. To make sure the outlet is reliable and that you are not paying an unreasonable fee, you must check their license. For instance, Meridan Pawn Shop’s Pro-Check Cashing, LLC are licensed by the Department of Banking in Connecticut and follow the guidelines as set by local government. These fees in Connecticut are 1% for state checks and 2% for business checks. If you don’t have a bank account, you can still cash your check. As discussed above, there are several options available but the quickest and the most convenient would be a check-cashing outlet. Make sure you visit only a reliable and licensed cash-checking outlet. Looking for a check-cashing shop in the Meriden CT area? Trust in Pro Check Cashing LLC –a division of the well-established Meriden Pawn. You can stay assured that you will get your money quickly and with minimal fees.
How to Find a Trusted Check Cashing Shop in CT
Check-cashing, payday loan and money order shops often get a bad rep. Like many types of business you’ll get people who don’t follow the same standards as others. While there are many legitimate stores out there who provide vital services for those that don’t have bank accounts or can’t get to a bank etc.. many people are wary about taking their checks to them. If you are not overly familiar with check-cashing shops you may not be aware about the protections in place to keep consumers safe. Most US states – including Connecticut – have laws and regulations surrounding check-cashing businesses that exist to stop those who would be malicious. With a little research, you can quickly find a trusted check-cashing shop to process your check for you. Check their license In the state of Connecticut, businesses who cash checks and process money orders must be licensed by the Department of Banking. Pro Check Cashing LLC is licensed to cash checks in the state of Connecticut. You can verify the license or any other check cashing shop’s license on the CT Government Portal: Verify a check cashing license Check the fees against state guidelines US states have their own regulations and limits for how much check-cashing shops can charge customers. Connecticut has one of the lowest limits, at a maximum of just 2%, whereas some other states can even charge as much as 10%. Don’t overpay, be upfront and ask what their fees are, and if something doesn’t seem right, question it, or go somewhere else. 1% for state checks 2% for personal business checks You can check this information on the CT Government website. A legitimate check cashing shop will be happy to share licensing information with you to prove that they are registered to cash checks.
Does Gold Tarnish?
Whether gold tarnishes or not has become a basis of endless debates. Well, gold, in its pure form, does not tarnish. It is one of the least reactive chemical elements you will ever come across. However, when mixed with other minerals like copper in jewelry, it changes to dark decolorization. 24k gold is considered pure and is too soft to be used in jewelry. That is why, in most cases, it is alloyed with other minerals. With alloying, your gold jewelry gets a proper balance between wearability, hardness, and appearance, against fuzziness and resistance to chemical reactions. These base minerals react with oxygen, sulfur, and moisture and, with time, cause the dark decolorization. Pieces of jewelry with lower karat are more affordable and will tarnish faster than a piece of high karat jewelry. For example, a 9k gold is more prone to tarnishing than a 10k gold. The best jewelry should be a 12-14k gold composition. How To Reduce Tarnishing In Gold Jewelry As said earlier, tarnishing results from a series of chemical reactions when you expose your jewelry to oxygen, moisture, and Sulphur. We can not guarantee that you can entirely prevent this from happening, but you can reduce the chances by observing these two simple tips; Make sure that you do not wear your gold jewelry when washing your hand or showering. Soap and water contain all three chemical elements that quickly react with the surface of your jewelry. Put some silica gel packets in your jewelry box to remove the moisture. Also, try to keep your jewelry separate to reduce any frictions that may cause scratches. How Should you Clean Your Gold Jewellery When It Begins to Tarnish? You can use the following two simple steps to clean your gold jewelry when it starts to tarnish; Wash your gold jewelry using mild, non-phosphate dish soap and warm water Dry the jewelry with a soft towel and rub gently with a polishing cloth for a nice shine Some sites suggest that you use toothpaste or baking soda. Do not attempt that! Such solutions are very abrasive and will do more damage to your jewelry. What to Do When You Cannot Treat Your Tarnished Gold jewelry by Yourself? The damage only happens on the surface layer, and tarnished gold can still be melted down and reclaimed. When you are not sure how to clean your jewelry (or you are unable to), you can take it to a professional jeweler. They have the skills to access and polish your gold jewelry back to its sparkling form. A good jeweler will give you accurate tips to help you take care of and clean your jewelry. You can also sell it as second-hand jewelry to a gold dealer. Such dealers have ready markets from people who see this a cheap gold. Bottom line The degree of tarnish in your gold jewelry will depend on the purity level and how you take care of it. The higher the karat of your gold jewelry, the less likely it is to tarnish. When you expose your jewelry to harsh conditions, it becomes more prone to corrosion and tarnishing. Do Pawnshops Buy Tarnished Gold? That all depends on the type of pawnshop! Some that are specialist gold buyers may also buy it for its scrap value. Those that buy gold for scrap can buy it in any condition, tarnished or broken. For tarnished but unbroken pieces, you may get less however for scrap than you would for the whole item. To find out how much your tarnished gold could be worth in Meriden, CT, speak to Meriden Pawn: (203) 237-0899
Check Cashing Scams – What to Look out For
Check cashing scams all follow a similar structure of depositing a check and wiring some money back to someone. It’s the same basic process that these scams have followed for years and still goes around today. In the connected world we live in there is no limit of places for check cashing scammers to connect with their victims: Social media, email, job sites, buying sites such as Gumtree, newspaper ads, phone calls – you name it. The checks can look very realistic but they’ll never come through. Even if the bank makes the money available to you within a couple of days, that’ doesn’t mean you haven’t been scammed. Once the check comes back as fake – maybe even after several weeks, you could then end up owing money to the bank. What do check cashing scams look like? There are many ways that this kind of scam can work, though they can be spotted if you know the signs to look out for. First they establish trust In many cases you won’t just get a check from someone straight away. They’ll want to connect with you first and build some level of trust. Though it can be hard to tell when you’re in the situation, if you notice someone you don’t know doing this and talking to you more than is perhaps necessary, be cautious. Someone else gets involved A scammer might tell you that someone owes them money and that they will pay you by check. This is commonly for more than the sale price – an attracting proposition. You will then be asked to deposit the money and wire the rest back to them. When the check comes back as fake, you’ll have lost out. Working from home jobs A work from home job might state that you need certain office equipment to get started. You will be told to buy what you need out of a provided check and wire the rest back to the scammer. Won a sweepstake A common scam is to tell you that you owe taxes on some money you have won and that you must wire this to the sweepstake provider before receiving your prize. This is a scam. Avoiding check cashing scams – general tips: Never accept money for your personal information. Never give your bank account number, debit or credit card number, pin or online banking passwords to anyone. Selling something? It is safest to accept cash, card or PayPal. Only accept checks for the exact same amount – be cautious if it’s higher or lower. After cashing a check funds can appear available within days, even if the check doesn’t clear for weeks. Slow down, don’t rush and don’t allow yourself to feel pressured when making buying and selling decisions – take your time. Check your bank statements and keep regular records. It’s very common for scams of small amounts to go unnoticed. Worried about the legitimacy of a check you have received? Talk to your bank. We’ll also be happy to discuss any concerns you have regarding cashing checks at our check cashing shop – Pro Check Cashing LLC.
Do Pawnshops Sell Real Gold?
A question we often hear asked about pawnshops is: Do you sell real gold? Many pawnshops buy and sell gold jewellery because it is desirable, holds it’s value and they know they can sell it in their shops. Some people might assume the jewellery is cheap or even fake. To some people pawnshops have a reputation for selling cheaper, less quality items, the ones that people don’t want themselves. With a reputable pawnshop, buying cheap or fake jewellery is extremely unlikely. The short answer is YES, pawnshops like Meriden Pawn definitely sell real gold. Pawnshops that regularly buy and sell jewellery are interested in items of value, not cheap fashion jewellery and gold always holds it’s value. A locally rated pawnshop will want to be careful to only buy and sell genuine gold items that are what they say they are. If it’s advertised as 14k, customers expect it to be 14k and they’d be in trouble if it wasn’t! Most pawnshops will test gold before buying it to verify that it is genuine and to verify the exact purity: 12k, 14k, 18k etc.. Pawnshops are Regulated In much of the USA, Connecticut included, pawnshops must be very careful when buying and selling gold items. In CT pawnshops must be licensed to be able to buy gold. Every transaction must be recorded and by law sellers must provide government issued ID. Minimum standards of gold Some pawnshops only buy and sell the highest purities such as 14k, 18k and 22k gold; other pawnshops buy and sell 8k, 9k, 10k and 12k as well. It’s still real gold, it’s just mixed with more other metals by the manufacturer for their desired properties, and to bring the cost down for the consumer. If you want to buy real gold jewellery from a pawnshop you should have confidence in a shop that is trusted locally, licensed and that records their transactions in accordance with the law. People sell to pawnshops for many reasons, the shop has their reputation on the line so it’s in their interests to only buy and sell gold of good quality – and that means real gold.
How do Money Orders Work?
Paying by money orders is an inexpensive payment alternative Money Orders are a common alternative to personal checks and paying/sending large r amounts of cash. They are convenient and inexpensive. There are many reasons you might want to use a money order to buy or sell something. Perhaps you do not have a bank account, or you want better security that the money gets to the right place without bouncing. Money Orders are simple forms which require a few pieces of information. They don’t require your bank account numbers, home address or phone number to be shown and so offer added security that appeals to many. Some sellers request money orders as they prefer them to personal checks. Money orders can also be a safe and convenient way to pay money to another country. Where to get a money order? They can be purchased from a variety of places including: Cash checking shops Banks Supermarkets and convenient shops U.S. Post offices Money Orders specify: The name of the recipient or payee who should receive the funds The name of the issuer Money Orders are paid upfront up to a maximum of $1,000. They can be used to pay for utility bills, mobile phone costs etc.. They can be paid with cash, debit card or transferred from another account via your bank. Step 1: Inform the issuer of the money order how much you would like the order for and provide appropriate ID if requested. Step 2: The issuer will print a document for you to sign. You must fill in the name of the recipient. This can be either a person or a company. Step 3: It is important to keep hold of your receipt as this will allow you to track or cancel the money order and determine if the money was received or not. Your receipt should include a carbon copy of the money order. Step 4: Deliver the money order by mail or in person. Cashing a Money Order: A money order can be cashed and deposited just like a check, or desposited directly into a bank account. Money Orders can be bought at Pro Check Cashing LLC (part of Meriden Pawn on 273 W Main St, Meriden, CT).
